Roth Catch Up 2025. So, these taxpayers can still contribute an additional $7,500 in 2025 ($31,000 total). In 2024, the simple ira limit is $16,000 for employee deferrals, with another $3,500 allowed for individuals age 50 or older.
Based on 2024 rules, retirement savers should plan to contribute up to $7,000 (or more) to iras in 2025. For 2025, the roth ira contribution limit holds steady at the same level as 2024.